Tuesday, 21 February 2012

3. Criticism of the Financial Regulator


 Patrick Neary’s blunders didn’t end there.  The Financial Regulator allowed the Quinn Group (which later went into administration) a loan from Anglo Irish Bank worth €169 million in order to purchase Anglo Irish shares. Another Financial Regulator scandal hit Irish headlines   in January 2009.  Ernst and Young was employed to give advice to the Financial Regulator in regards to the €440 billion bank guarantee scheme, regardless of the fact that Ernst and Young was being inspected due to its audits of Anglo Irish Bank.   In 2009, a report on the performance of the Financial Regulator by the Financial Services Consultative Consumer Panel disclosed that the Regulator’s failure to manage the property bubble had caused significant deterioration in the economic downturn in Ireland. 

On the 8th March 2010, Paul Krugman from The New York Times wrote: “The most striking similarity between Ireland and America was ‘regulatory imprudence’. The people charged with keeping banks safe didn’t do their jobs.  In Ireland, regulators looked the other way in part because the country was trying to attract foreign business, in part because of cronyism: bankers and property developers had close ties to the ruling party.”

In September 2010, Former President of Ireland Mary McAleese criticised the Financial Regulator for their part played in the financial crisis which consequently resulted in thousands of individuals in mortgage arrears.  She deemed light-touch regulation as the main factor for the economic collapse which had been adopted by the Irish government “It is long argued that heavy, strong-handed regulation was not the most conducive environment for business yet as we now know to our great cost, that light regulation was a recipe for trouble.” (Mary McAleese, 2010)


http://www.shane-ross.ie/archives/456/where-were-the-auditors/

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